IRS Reduces HSA Family Contribution Limit

Legislative Update

On Monday, March 5th, 2018 the IRS announced that the previously released maximum family contribution limit to a Health Savings (HSA) has been reduced from $6,900 to $6,850 for 2018.  This change applies immediately and any contribution to an HSA that has family-level coverage in 2018 over $6,850 will be considered an Excess Contribution.  This change only applies to family-level coverage leaving the individual contribution limit for 2018 at $3,450.

More details can be found in the IRS published Internal Revenue Bulletin (IRB) 2018-10 that contains Revenue Procedure (Rev. Proc.) 2018-19.

 2018 Contribution and Out-of-Pocket Limits
for Health Savings Accounts and High-Deductible Health Plans
 HSA Contribution Limit (employer & employee)  Self-only: $3,450
Family: $6,850*
 HSA Catch-up Contributions (age 55 or older)  $1,000
 HDHP Minimum Deductibles   Self-only: $1,350
Family: $2,700
 HDHP Maximum Out-of-Pocket Amounts 
(deductibles, co-payments and other amounts,
but not premiums)
 Self-only: $6,650
Family: $13,300
 *IRS announced change on Monday, March 5, 2018 to the Family Contribution Limit.

For additional questions, contact the BeneFLEX Customer Service Team
at or (800) 631-3539.